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re: Why is keeping children on parent's plan till 26 so popular?
Posted on 3/7/17 at 9:44 pm to parrothead
Posted on 3/7/17 at 9:44 pm to parrothead
quote:
quote: Anyone with half a brain cell can walk into a construction company and get a job with insurance working on the side of the road. Jokes on you for actually thinking those types of jobs offer insurance plans.
Don't they have to if they have more than 50 employees?
This post was edited on 3/7/17 at 9:45 pm
1
Posted on 3/7/17 at 9:58 pm to Dawgfanman
They just say you're an independent contractor or a temp.
Posted on 3/7/17 at 10:00 pm to TitleistProV1X
Most good middle class jobs require grad school these days.
Posted on 3/7/17 at 10:07 pm to kingbob
quote:
Most good middle class jobs require grad school these days.
Not true. I don't know a single person from my engineering class that went to grad school. My wife graduated in Mass Comm and even always had insurance. 4 years later and she makes more than most engineers I know.
However, I agree that there should be a stipulation that if you're still in school you should be able to stay on your parents insurance. However, if you're not still in school at 25 and are on your parents insurance then you're doing it wrong. Time to let the birdie fly free!
Posted on 3/7/17 at 10:10 pm to GeorgeTheGreek
quote:
All 18-22 year olds should be as knowledgeable as you are in your 50s.
All 18-22 year olds need to do is LISTEN to people with experience and actually heed their advice. Some do, some don't.
Posted on 3/7/17 at 10:22 pm to kingbob
quote:
Do you also realize that most jobs that don't exclusively hire illegal immigrants, offer insurance, and are not in the trades require a college degree now?
No offense but this seems like complete bull. My husband has an advanced degree and many years of experience. Most times the managers that interview him do not even have a degree in his field.
Posted on 3/7/17 at 10:24 pm to Cali 4 LSU
i have zero issue with it.
Posted on 3/7/17 at 10:29 pm to TitleistProV1X
quote:
Not true. I don't know a single person from my engineering class that went to grad school.
Engineering is the 1 exception, and even then, I know a LOT of vastly underemployed PETE grads.
Posted on 3/7/17 at 10:29 pm to dmjones
quote:
If my wife didn't have her own excellent insurance, I would have no problem having her on my plan.
My husband and I have been on each other's plans and have had separate plans. Often, each of us having our own plan is cheaper and more beneficial than being together.
Posted on 3/7/17 at 10:30 pm to Cali 4 LSU
quote:
My husband has an advanced degree and many years of experience. Most times the managers that interview him do not even have a degree in his field.
They may not have a degree, but HR isn't hiring anyone new without one.
Posted on 3/7/17 at 10:51 pm to texashorn
It's just a fundamental misunderstanding of how insurance works. In all honesty people under 26 don't really need health insurance, just catastrophic (which is what it actually is/should be for most everyone). The fact that these insurance companies are able to get $400 a month for this class is slight robbery and just helping older people's premiums go down. The OP is dumb top to bottom.
This post was edited on 3/7/17 at 10:52 pm
Posted on 3/7/17 at 10:52 pm to GeorgeTheGreek
quote:
So now you're 24 or 25 when you make your first full time salary. Not exactly easy to get fully on your feet, financially, especially if paying off student loans.
That's about right. Student loans, tough job market, starting salary incredibly low.
Posted on 3/7/17 at 11:18 pm to kingbob
quote:
Most good middle class jobs require grad school these days.
I'm disagreeing here.
Posted on 3/7/17 at 11:36 pm to TitleistProV1X
quote:
Not true. I don't know a single person from my engineering class that went to grad school.
This. When I was in college,our professors told us that employers said for us not to go and get an MBA immediately after getting a chemical engineering degree because they were not going to pay any more for it.
Posted on 3/8/17 at 12:19 am to Cali 4 LSU
quote:
I mean, I get why it's a good thing but if any costly portion of the plan should be given up, wouldn't it be that? If a person can't secure a decent job by the age of 26...
myriad of reasons
1) They are the least expensive to treat, so its cost effective
2) They are the least likely to carry insurance, so they don't help balance the pool for the elderly
3) Parents are more willing to cough up the extended bucks for the protection, than the kids are for themselves
4) This generation is becoming lazy shits
5) This generation are coddlers who are used to participation trophies, its their right to be given free shite
6) Lots of kids are really still dependents until they finish college around 23. This just pads them a few years, to secure employment
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