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re: I'm a YNAB geek.
Posted on 1/5/17 at 1:02 pm to anc
Posted on 1/5/17 at 1:02 pm to anc
I hated YNAB. It just didn't work for me, visually at least. I downloaded an excel template from the interwebz. I went from just paying $1,000 interest/month on the med school/mba bills to $4,000/month. It really is amazing how much bullshite you can cut out of your life.
ETA: I won't disclose how much we spend on animals. Hell, I'm scared to look.
ETA: I won't disclose how much we spend on animals. Hell, I'm scared to look.
2
Posted on 1/5/17 at 1:15 pm to TheWiz
quote:
ETA: I won't disclose how much we spend on animals. Hell, I'm scared to look.
If you can afford it, it doesnt matter.
My point was that there are a ton of people that are just getting by spending ridiculous amounts of money on pets. If you make $100k and spend $10k on them, you just have different priorities. If you make $25k and spend $10k, its part of your problem.
When you get out of the paycheck to paycheck mentality, it dominoes everything. That's what YNAB does better than any other software. It's not for everyone, but if you take the time to learn it and see how it works, it's a game changer.
However, it takes time and patience to really see it working, and the attention span of most people does not allow for it.
Posted on 1/5/17 at 1:21 pm to TheWiz
quote:
ETA: I won't disclose how much we spend on animals. Hell, I'm scared to look.
we spent $600 in the last year, and that seems like a ridiculous amount to me.
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