re: Thinking about leasing a vehicle

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- In general, you want to put as little money out of pocket as possible when leasing. You derive nearly zero benefit (tax deduction considerations aside) from any down payment, or "capitalized cost reduction" as it is called when leasing. Do the math for yourself...If you factor in a $1000 cap cost reduction, the cost of the sum of your lease payments will be reduced by that $1000 plus whatever interest they're charging you on the $1k...this is a terrible deal. Keep the cash in your pocket, or even better in an IRA of some kind.

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