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Signing up for health insurance... where to start?

Posted on 9/9/16 at 8:14 pm
Posted by emboslice
Member since Dec 2012
4519 posts
Posted on 9/9/16 at 8:14 pm
I find myself a couple weeks away from 26, and now have to get my own health insurance plan, and not very sure where to start. I've tried to search the topic, but no luck. If there's already a thread you can link me to where this topic has been previously discussed, that would be awesome!

Any suggestions on where to start when it comes to signing up for health insurance? I know just about nothing about it. I've done a few google searches and see that there are a lot of options. I rarely go to the doctor and am in good health. Any advice would be much appreciated!
Posted by meeple
Carcassonne
Member since May 2011
9652 posts
Posted on 9/9/16 at 8:16 pm to
You're 26? Do you have a full time employer? That's one place to start, see what they offer.

ETA

Thanks, Obama
This post was edited on 9/9/16 at 8:18 pm
Posted by wfallstiger
Wichita Falls, Texas
Member since Jun 2006
11996 posts
Posted on 9/9/16 at 9:04 pm to
Health Insurance Market Place 2016 in your browser
Posted by Jcorye1
Tom Brady = GoAT
Member since Dec 2007
72613 posts
Posted on 9/9/16 at 9:47 pm to
You start by getting a piece of rebar. Make sure not to get the scented or warming lube, those will burn when it is inserted.
Posted by Joshjrn
Baton Rouge
Member since Dec 2008
28468 posts
Posted on 9/10/16 at 2:46 pm to
You're about to find one of the few areas in which it helps for you to not make much money. Because if you make too much to get federal subsidies, you're about to be in a world of hurt.
Posted by Bestbank Tiger
Premium Member
Member since Jan 2005
73201 posts
Posted on 9/10/16 at 11:27 pm to
You might want to check into sharing ministries.

It's cheaper and better than any exchange plan.
This post was edited on 1/15/21 at 4:27 pm
Posted by 3morereps
The Gym
Member since Jun 2015
6735 posts
Posted on 9/11/16 at 1:52 pm to
Healthcare.gov
Posted by StringedInstruments
Member since Oct 2013
19030 posts
Posted on 9/12/16 at 5:56 am to
Posted by notsince98
KC, MO
Member since Oct 2012
18671 posts
Posted on 9/12/16 at 7:11 am to
i'd look into something like Liberty On Call. It qualifies as insurance but isn't technically insurance.
Posted by rocket31
Member since Jan 2008
41830 posts
Posted on 9/12/16 at 8:45 am to
just pay the penalty crew


ive saved probably $15k over the last several years by not paying for that terrible coverage
Posted by Layabout
Baton Rouge
Member since Jul 2011
11082 posts
Posted on 9/14/16 at 7:31 am to
quote:

I rarely go to the doctor and am in good health.


Common mistake that young people make. You could be in a car wreck that would put you in the hospital for a month with a year of physical therapy following that. And the person who hit you has 10/20/5 coverage.
Posted by atom1505
Member since Aug 2016
284 posts
Posted on 9/15/16 at 11:39 pm to
I did the same thing not to long ago. I pay right at $200 a month for shite coverage. Deductible is like $7000 and I couldn't tell you what the copay is without looking at the file. I never go to the doctor and it's totally catastrophic coverage. Necessary evil I guess. The only saving grace is that it's Blue Cross and their network is solid.
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