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re: Flood insurance recommendations??
Posted on 8/17/16 at 3:09 pm to JOJO Hammer
Posted on 8/17/16 at 3:09 pm to JOJO Hammer
quote:
Did you need to get an elivation certificate? If so where did you get it?
We needed one, however, the previous homeowner had one that they gave us and since previous owner had flood insurance, we were able to use it.
Posted on 8/17/16 at 3:12 pm to LSUFanHouston
quote:You never "need" an elevation certificate. For example, if you are in flood zone x, you just apply for Flood Insurance and walk out with your $450 premium
We needed one, however, the previous homeowner had one that they gave us and since previous owner had flood insurance, we were able to use it.
Now, if you are in zone AE or other higher risk zones, without a certificate you will be paying a higher premium. If you can produce a certificate from an Engineer that you are actually above your flood zone according to the map, you will save a ton of money
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