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re: Buying a new house
Posted on 7/11/16 at 3:35 pm to MocklerLSU
Posted on 7/11/16 at 3:35 pm to MocklerLSU
Definitely shop around, unless you are with someone like Wells Fargo, Bank of America, or another large bank that holds a lot of mortgages then chances are they are going to sell your mortgage in the first 3 months anyway. Even if you are with someone like that, they will probably sell it anyway. So you will close your home purchase with one bank and by the 4th month you will probably be paying another bank that bought out your mortgage.
So certainly call around and shop mortgages, I'd call at least 4 different people.
So certainly call around and shop mortgages, I'd call at least 4 different people.
2
Posted on 7/11/16 at 3:41 pm to baldona
Just like everyone else has said...shop around. I haven't seen the rate differences from place to place as much, but I have definitely seen lender credits, origination fees, and some other little fees fluctuate.
Posted on 7/11/16 at 4:08 pm to baldona
I've had my mortgage with Wells Fargo for 18 years...
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