re: Umbrella policy / general liability

I'm paying $169/yr for $1.5M umbrella, grosses up to $2M with liability policy on home/cars/former rental property + a few creatures believed to be much more dangerous than a young female driver. You need to shop around, all the coverage is with Encompass. Credit scores and insurance history are a major factor in rates. I still recall the convo with my dad after my 3rd speeding ticket at 17, didn't go well on my end.