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Message
Posted on 6/4/16 at 3:39 pm to Kankles
Credit Karma has me at 822. Is that good?
Posted on 6/4/16 at 4:08 pm to Kankles
quote:
Seems like credit karma factors in reported statement CC balance as % credit usage even though said balance will be paid in full monthly
Credit scores use your reported balance from CC companies. Most companies report once a month when your statement is issued.
Paying off in full doesn't mean much for your credit utilization if you let large balances ring up on your statement
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