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How far off is credit karma from your fico?
Posted on 6/4/16 at 10:59 am
Posted on 6/4/16 at 10:59 am
Credit karma has my transunion at 737 and equifax at 730. Chase slate has fico at 764 and discover has fico at 786
7
Posted on 6/4/16 at 12:21 pm to LSU6262
When I was buying my house earlier in the year, Credit Karma was about 30 points low... They were saying 730ish and I was actually 762.
Posted on 6/4/16 at 3:33 pm to LSU6262
Seems like credit karma factors in current CC balance as % credit usage even though said balance will be paid in full monthly. Like someone else said, it's an estimate.
Posted on 6/4/16 at 7:24 pm to LSU6262
Credit Karma has me at 811.
Posted on 6/5/16 at 7:45 am to LSU6262
My credit karma account and spg card show my score at the same level.
Posted on 6/5/16 at 8:17 am to LSU6262
This post was edited on 11/8/20 at 12:04 pm
Posted on 6/5/16 at 8:28 am to LSU6262
Credit Karma just plays a song verse when I log in. It plays, "You can have whateva you like." Pretty awesome app.
Posted on 6/5/16 at 9:25 am to LSU6262
I get free FICO scores from Chase, Citigroup, and BankofAmerica. Theres a 30pt variation between the High and Low of the three. All three derive their scores using the Fico 8 model.
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