re: If you choose to expose yourself to risk, don't you deserve the consequence?

I have a different take on this. I don't like to use the term "deserve". It sounds too much like a participation award. I prefer "earned". Notwithstanding the issues of murder and domestic abuse which nobody should suffer, if you are engaging in risky ventures, whether personal or financial, you have earned the consequences. Whether or not these are good or bad, you earned these.