re: First Time Car Buyer - Update on page 4

Penfed will cut you a deal when you use their car buying service. I heard when it first started, they were offering 0%

When I bought my used car in 2011, i used Lacap locally and they were charging me something like a 3-4% interest rate. I quickly refinanced after that with pen fed for 1.49%.

Depending on the care you buy, you may get a fairly good deal at the dealership. I know Toyota does 0% financing for 60 months on some of their cars throughout the year. Free money...