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Started By
Message
re: Car Insurance
Posted on 1/6/16 at 1:04 am to CherryGarciaMan
Posted on 1/6/16 at 1:04 am to CherryGarciaMan
quote:
This is exactly what I tell my clients.
Glad I am not your client.
The absolute smartest thing you can do is take the dollars you are spending currently. .... ask your carrier what a 5k deductible would be...... then take the "savings" and buy as much umbrella as you possibly can with that money
1
Posted on 1/6/16 at 11:30 am to Mr.Perfect
A 5k deductible? I didn't even realize that was possible on car insurance- what's the rationale behind that high of a deductible? We have an umbrella policy already because my wife owns a business- our current deductible is $500 and I always figured that was pretty safe. The jump up to $1,000 was something like $10 discount for both cars. We drive relatively new cars (2013 F-150 and 2008 Escalade), so $5k could be a big chunk of money if either of us got in a wreck that didn't total our cars
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