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re: Need help breaking down a job offer....
Posted on 12/21/15 at 10:07 pm to THRILLHO
Posted on 12/21/15 at 10:07 pm to THRILLHO
Most 401(k) plans don't match dollar for dollar up to 10% of the employee's salary. Plus the company's match in a 401(k) is almost always subject to a vesting schedule so the matching amount is not 100% yours until years pass and you're fully vested. If you leave the company before you're fully vested, you forfeit the unvested amount.
IMO, SEPs are better for the employees while 401(k) plans provide more advantages for the owners of the business.
IMO, SEPs are better for the employees while 401(k) plans provide more advantages for the owners of the business.
1
Posted on 12/21/15 at 10:25 pm to LSURussian
quote:
IMO, SEPs are better for the employees while 401(k) plans provide more advantages for the owners of the business.
Good to know. I was really just looking for any good news I could get. I'm mostly just pissed off that, considering the student loans that I'm paying off, it's going to be ~2 or 3 years before I'm really making more money than I was before I went to school. Which is sad considering that I have what is supposed to be one of the best bachelors degrees you can get.
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