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re: Need help breaking down a job offer....
Posted on 12/21/15 at 9:07 pm to THRILLHO
Posted on 12/21/15 at 9:07 pm to THRILLHO
quote:
Simplified Employee Pension
This is something a very small company would offer IMO. They will likely change the plan by the time you are eligible FWIW. So, that's my cynical view as a small business owner. It's a way for the owners to sock away tax free money without maintaining a 401k and the rules that go along with it.
So, is this a small company, and are there any employees that have been there for three years and are eligible? If so, that's a good sign. Still, you are at a disadvantage as it doesn't sound like you have any method besides an IRA to save for retirement.
1
Posted on 12/21/15 at 9:16 pm to TigerDeBaiter
quote:
So, is this a small company
Smallish, but well established and respected. I knew about them from a job I had in 2010/11, and assumed they were a lot bigger than they actually are (~20 employees). They do a lot of work for their size.
quote:
and are there any employees that have been there for three years and are eligible?
Almost everyone at the company has been there fairly long term.
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