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Message
re: .
Posted on 6/24/15 at 6:55 pm to LSU9102
Posted on 6/24/15 at 6:55 pm to LSU9102
quote:
You can choose a Roth 401k or Traditional 401k.
Can you chose both?
My wife's company just added at Roth 401K, we have been putting 25% of her salary into a traditional 401K, can I split the difference and put 10% into a Roth401k & 15% into the traditional?
1
Posted on 6/24/15 at 7:23 pm to TigerintheNO
quote:
Can you chose both?
Sure. The contribution limit applies to combined. Also, any company match will be pre-tax by default.
Do you max an external Roth account?
It's a good idea for tax diversity, but if contributing to Roth because of the tax advantages, why not go all in on the Roth? The company match provides some diversity.
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