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Posted on 5/19/15 at 8:38 am to Epic Cajun
Age: 25
New Car: 2015 Camry
College Loans: <$10,000
Housing: Apartment (split rent)
Marital Status: Engaged
I save about 17.5-20k/year (w/o employer match ~15k) on salary of 60-70k/year
It wasn't easy at first to adjust but I have about $300 above my "bare bones" budget to spend.
Here are the major things I had to learn that make it easy now
-When doing things with friends, stick to budget + drink before not during night out/don't buy people drinks
-Get the car you need not the car you want (Found out I love my "lower level" car since stock tech is legit now)
-Learn what you can wait to purchase. I save for 2-3 months before buying anything. It makes it more exciting when I buy it and I often resist "impulse" purchases
-I go to the store with a list and only buy what's on the list
New Car: 2015 Camry
College Loans: <$10,000
Housing: Apartment (split rent)
Marital Status: Engaged
I save about 17.5-20k/year (w/o employer match ~15k) on salary of 60-70k/year
It wasn't easy at first to adjust but I have about $300 above my "bare bones" budget to spend.
Here are the major things I had to learn that make it easy now
-When doing things with friends, stick to budget + drink before not during night out/don't buy people drinks
-Get the car you need not the car you want (Found out I love my "lower level" car since stock tech is legit now)
-Learn what you can wait to purchase. I save for 2-3 months before buying anything. It makes it more exciting when I buy it and I often resist "impulse" purchases
-I go to the store with a list and only buy what's on the list
This post was edited on 5/19/15 at 8:39 am
Posted on 5/19/15 at 10:04 am to Epic Cajun
quote:
I believe 100k salary by 30 is what they're referring to.
Alright, that makes sense . I was thinking I was pretty financially responsible, then that made me second guess my spending habits. I've definitely fallen off the wagon lately and need to reel it in, but still don't plan to have that much laying around in investments and savings for a few years.
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