re: Any good way to finance a pool?

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bsolutely. I'd rather keep that cash invested than sunk in a pool when I can get that cash at an interest deductible 4%.

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If you have 50K of cash available to drop on a pool, and you choose to instead borrow the money to keep the cash invested, that's not a bad financial decision... because if something happened, you could always cash out some money to pay off the debt. That way, you are not really borrowing money to pay for the pool, you are just being strategic with your money.

If you don't have 50K of cash available to pay for the pool, my suggestion would be to pass on the pool.