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re: Scammed by auto dealership...What should I do?
Posted on 10/27/14 at 11:12 pm to lurk9000
Posted on 10/27/14 at 11:12 pm to lurk9000
quote:
credit score >750, debt to income ratio <25%
Go refinance at a Credit Union. Under 3% on 5-6 yrs should be EASY. Dont do 79 months again. No No No. In 2010 I was able to get 2.1%/6yrs with 0 down on a 725 score from a credit union. Rates have gone up some, but I still think you can find under 3%.
This post was edited on 10/27/14 at 11:14 pm
Posted on 10/27/14 at 11:23 pm to VaBamaMan
Yea, when he said 79 months I was in shock. He started it off with 7ish% and 79 months, and I guess that just put me in a daze (my own fault).
For some reason, I rationalized the ridiculous term by saying - oh well - more reason to pay it off ASAP!
It is not so much about the money, but more about the principle. I'm not very caring, but if they are scamming me on this, how many others are they scamming?
With a straight face. The guy also said a few other things, that in hindsight were obvious digs at me - almost rubbing it in that he just bent me over - i should have known better
For some reason, I rationalized the ridiculous term by saying - oh well - more reason to pay it off ASAP!
It is not so much about the money, but more about the principle. I'm not very caring, but if they are scamming me on this, how many others are they scamming?
With a straight face. The guy also said a few other things, that in hindsight were obvious digs at me - almost rubbing it in that he just bent me over - i should have known better
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