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re: Involved in traffic accident with driver without insurance

Posted on 9/29/14 at 5:11 am to
Posted by brbowhunter
baton rouge
Member since Apr 2013
851 posts
Posted on 9/29/14 at 5:11 am to
its like this. if you have full coverage your car will get fixed period. if only liability you get nothing.


this is louisisna you have to always have uninsured motorist property damage for all the retards with no insurance. it will also cover a hit and run which is great. because most without ins will hit you and run.

i was in someones car one time and tapped someone at a red light and the car i was in didnt have ins. they got their car fixed and sent me the 3500 dollar bill. and it flagged my license so i had to go into a installment agreement and make monthly payments to get the flag off of my license.
Posted by Motorboat
At the camp
Member since Oct 2007
22708 posts
Posted on 9/29/14 at 8:13 am to
quote:

if you have full coverage your car will get fixed period.


"Full coverage" is a very loosely used term in the insurance world. A lot of people are sold "full coverage" to mean "enough to satisfy state minimums". Please check your coverages carefully before assuming full coverage means the whole universe of options out there.
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