re: What if State runs the table...

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I don't think so. The committee won't like letting non-champions in unless there are enough weak champions.

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Yeah, it depends on what all the conference champions look like at the end of the season. If one conference gets their champ and an at-large selection into the playoff, that likely means two of the Power 5 conferences aren't represented in the playoff. I just don't see that playing out very often for an at-large SEC team, especially after how "good" the BCS was to the SEC. Though, the previous system showed more than once that winning your conference or division wasn't all that important in the end. Yet to see if that's going to matter to the committee.