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re: Ignorant question about health insurance deductibles and out of pocket maximums
Posted on 9/25/14 at 12:24 pm to LSUsmartass
Posted on 9/25/14 at 12:24 pm to LSUsmartass
quote:
I only have to hit $500 once in a calendar year
This
Your insurance may have an 80% coverage 20% co insurance amount after the deductible. I think this means that you would pay 20% of the amount of each service until you hit $3000 maximum for the year. Read the policy and see what your co insurance is.
This post was edited on 9/25/14 at 12:25 pm
1
Posted on 9/25/14 at 12:26 pm to ljd4662
quote:
Your insurance may have an 80% coverage 20% co insurance amount after the deductible. I think this means that you would pay 20% of the amount until you hit $3000 maximum for the year. Read the policy and see what your co insurance is.
Right, it would all make sense if the plan had co-insurance listed or an 80/20 split on some services but everything that doesn't have an upfront co-pay is listed as 100% coverage after deductible is met.
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