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Best place to get a car loan / pre-approval?
Posted on 9/23/14 at 3:22 pm
Posted on 9/23/14 at 3:22 pm
Looking to buy a car soon..where should I look for loans / preapproval?
There seem to be a lot of random internet sites that partner with cars.com, etc. or do you go through your local bank?
Appreciate the help!
There seem to be a lot of random internet sites that partner with cars.com, etc. or do you go through your local bank?
Appreciate the help!
Posted on 9/23/14 at 3:26 pm to lynxcat
quote:
Looking to buy a car soon..where should I look for loans / preapproval?
Cap One does the blank check... They will approve you for an amount and mail you a check that you can take to one of their verified dealers.
Just be careful that the dealer will actually accept the check. Was helping someone buy a car a few months back and got into it with the dealer bc they said they wouldn't take the check even though they were listed on Cap Ones site.
I asked the dealer why and they said "Because it takes days to clear", so I then asked "Well do you take personal checks?" and the manager said "Yes" They were just trying to get the financing to make more money. Ended up financing through them, but called Capital One and received 2-3 followups from higher ups within Capital One wanting to know who at the dealership said no.
Posted on 9/23/14 at 3:32 pm to lynxcat
Usaa was very easy.
Posted on 9/23/14 at 3:46 pm to lynxcat
penfed will pre approve you then when you pick a vehicle they'll overnight a check to you or the dealership
Posted on 9/23/14 at 4:15 pm to lynxcat
I went to DOW FCU before I bought. They gave me a rate of 3%. Toyota gave me 0%.
Posted on 9/23/14 at 8:34 pm to lynxcat
USAA was my only experience. It was great
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