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re: Tell me about bankruptcy

Posted on 8/4/14 at 3:49 pm to
Posted by bulldog95
North Louisiana
Member since Jan 2011
20743 posts
Posted on 8/4/14 at 3:49 pm to
Not divorced just separated. She moved out told me to go to counseling and then we could go to marriage counseling. She got an apartment leased for a year. She told kids that next summer they would all decide whether to come home or not.

Until then I can't meet my monthly bills.

House-670
Car-615
Ins-200
Loan-260
CC-400
Monthly house bills-600
Helping wife with daycare/etc-500
Gas/food?????????

Posted by TigeRoots
Member since Oct 2008
8505 posts
Posted on 8/4/14 at 3:52 pm to
Can you downsize on that car note? Any equity in the vehicle? If so, sell it and buy a beater with cash using the equity. Would save you the $600+/mo. and you could carry liability on it to cut the $200/mo. at least in half also.

What's the detail on the house bills? Cut cable out also.

How much do you owe on the CC? Can you roll it into the loan mentioned?
This post was edited on 8/4/14 at 3:54 pm
Posted by iknowmorethanyou
Paydirt
Member since Jul 2007
6552 posts
Posted on 8/4/14 at 3:53 pm to
She needs to throw you a few dollars podnuh.
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