re: Make an argument against a "loser pays" judicial system

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So if you reject a reasonable settlement offer and then lose, you're on the hook for the legal fees from the point the offer was made. we do kind of have this in place with offers of judgments, just fwiw

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I think you've done an excellent job explaining why loser pays is a bad idea, however, offers of judgment in federal court do not shift attorney's fees unless costs are defined to include attorney's fees, such as civil rights cases.