re: State Farm hurricane deductible jumps to 5%

Bankers rates skyrocketed . Several companies really don't want to insure here so they increase their rates as much as they were allowed essentially prompting people in the area to drop them

A lot of companies do not have one deductible option

Maison is a relatively new company and they have offices in BR, they are killing rates in a lot of southeast LA, it's hard to tell how they will react in catastrophe as they are so new but they are backed by the Louisiana guaranty fund.

Lighthouse is hit or miss on customer service with a lot of miss

I would only go with Americas if I were in the Nola market

Avoid surplus lines carriers if possible

Maison is a company I would show interest in just because the rates, also a company called family security has been good in certain areas in south la. If you are less concerned with a price and want a proven company, ASI is a good choice