re: Lafayette, LA may have the best ISP in the nation.....

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That's not accurate. The employees have a 1Gbps pipe coming into the building from the ISP that they ALL share along with servers, phones, VPN, etc.

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yep

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No one at any time will have a full Gbps connection, unless they happen to be the only one there and no other equipment is up and on the network and no devices between the PC and the ISP throttle it.

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yep

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Not to mention some Cisco devices in production still have 100Mbps ports so if your pc is in the office with 1Gbps coming in, 100Mbps to the switch and a computer NIC of 1Gbps (which some older NICs are still 100Mbps max) that person is throttled to 100Mbps and I assure you never uses that on normal business.

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Aren't we talking about tech companies moving operations to locations where their employees have access to gigabit at home? I am more than sure their 100megabit equipment would be long gone.

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I've seen some companies with offices of 20 people never get above 300Mbps total bandwith usage during PEAK times.

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What type of company? Any remote users? What kind of data did they work with? What does the internet traffic consist of? Did they use local or hosted services?

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So 20 people share 300Mbps why does 1 need 1Gbps at home?

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Let's just go with your numbers here, and let me ask: how fast a connection do you believe a remote user needs in this company? Surely you aren't suggesting he only needs 300/20 = 15Mbps, are you? So users on the intranet can use company resources at 100mbps, gigabit, or even 10gigabit, but the remote user has to settle for 15mbps? No, surely you can't be saying that. Does he need 100mbps? That way he's at least on par with the slowest of the office workers, and his use should still be sporadic enough as to not interrupt the 20 office workers' internet connection.