re: Is one major cause of wealth disparity a poor rate of return on social security?

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Then its a silly argument.

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Right, and that would make this entire thread silly because it's examining causes of wealth disparity and blaming it on SS 'returns'.

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The rich have a far greater capacity to generate wealth. Of course they will get richer, faster.

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I already covered that on page 3:

"Hell, you could say, 'The wealthy invest more wisely than the poor' as a better explanation for the wealth disparity than the OP."

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I agree. When people make more money than others - the disparity increases. Seems like a trivial observation, more than a causal relationship.

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And all I was saying was that this is how I see it happening, and not how it's described in the OP.

I didn't exactly read the OP all that closely, but now I'm suspecting you didn't read it at all.

You could have just cut right to where I said:

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Basically TA was saying that there's nothing wrong with an increasing wealth disparity

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And simply replied with a "yep".

[BTW, you missed the opportunity to discuss individuals moving between classes and how this affects any definition of 'wealth disparity' - just fyi.]