re: Employee Stock Purchase Program

As others have said, free money is a wonderful thing. But your concern about not being sure you want to commit to staying there long enough to vest is a valid point.

Still, given that it's a relatively stable firm it's probably not a bad thing. Even if you never vest then you still have your own contributions, which should be reasonable even if you don't qualify for the match.

And maybe if things are going well your company will help you pay for b-school and you'll want to stick around anyway. Plenty of firms will do that b/c they can deduct it as an expense from their corporate income tax, it's a way to give a promising employee a raise without having to pay as much for doing so.