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re: What motivates people to live above their means?

Posted on 4/25/14 at 1:33 pm to
Posted by lsu777
Lake Charles
Member since Jan 2004
31761 posts
Posted on 4/25/14 at 1:33 pm to
the average IQ is less then 100 in this country, i mean what do you expect? dumb people make dumb decisions.

You nor I will ever understand it because we are not Dumb.

I hate to be mean and so blunt but it is the truth. And people who make a lot of money can be dumb with money. But in general, people who have low IQs make decisions that are stupid to those of us with higher IQs.
Posted by ShortyRob
Member since Oct 2008
82116 posts
Posted on 4/25/14 at 1:36 pm to
quote:

the average IQ is less then 100 in this country, i mean what do you expect? dumb people make dumb decisions.

Let's at least be honest here. Most legit DUMB people are also too dumb to have much in the way of ability to live well beyond their means. They often have shitty credit which kind of kills that.

The bulk of those living well beyond their means are people who really do make plenty to do fine, but still manage to frick it up. These may not be geniuses, but on the whole, they aren't bottom dwellers either.
Posted by EA6B
TX
Member since Dec 2012
14754 posts
Posted on 4/25/14 at 3:55 pm to
quote:

the average IQ is less then 100 in this country, i mean what do you expect? dumb people make dumb decisions. You nor I will ever understand it because we are not Dumb. I hate to be mean and so blunt but it is the truth. And people who make a lot of money can be dumb with money. But in general, people who have low IQs make decisions that are stupid to those of us with higher IQs.



The average is actually 100, making half of the population below average ( president Eisenhower was astonished to learn this, and didn't understand the simple mathematical reality!. There is no shortage of PhDs, MDs, JDs, and other highly educated people that cannot manage money.
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