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Thoughts on 'Discover It' card?
Posted on 4/4/14 at 1:29 pm
Posted on 4/4/14 at 1:29 pm
Is it a good card to have? I have only had Amex, Visa and Mastercards so far. But the benefits of the Discover It card seem pretty good.
6
Posted on 4/4/14 at 1:31 pm to euphemus
I have it. Enjoy the 5% back on different categories each quarter. Also really like that they have your credit score on each statement. Solid card if you ask me.
Posted on 4/4/14 at 1:32 pm to euphemus
Posted on 4/4/14 at 2:39 pm to euphemus
It's a good one to have. Similar to the Chase Freedom with rotating 5% categories. With both of those cards together, you can usually get %5 back on gas and dining for at least half the year if the categories aren't overlapped.
Posted on 4/4/14 at 6:19 pm to euphemus
Their customer service for the card is excellent. You can call 24/7 and someone in Utah picks up.
Posted on 4/4/14 at 9:18 pm to euphemus
I generally like their card and rarely have a problem with it being accepted although it's good to have a backup. And their customer service is solid and based in the US.
The only gripe I have (and it's minor) is that for some reason my Quicken downloads sometimes have weird-looking zero-dollar transactions. Every week they tell me that I had charges of $0.00 to merchants named something like "ZMSW4WA3" or "A3GASGE456". It's been going on for years, but it's always zero so it isn't a big deal. It's just annoying to have these transactions cluttering up my register.
That aside, it's solid.
The only gripe I have (and it's minor) is that for some reason my Quicken downloads sometimes have weird-looking zero-dollar transactions. Every week they tell me that I had charges of $0.00 to merchants named something like "ZMSW4WA3" or "A3GASGE456". It's been going on for years, but it's always zero so it isn't a big deal. It's just annoying to have these transactions cluttering up my register.
That aside, it's solid.
Posted on 4/5/14 at 6:47 am to euphemus
As someone who has minimal credit cards, PenFed Platinum Rewards Visa and Discover IT, I like IT because it will extend your warranty by one year on items purchased with the card.
This post was edited on 4/5/14 at 6:48 am
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