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Started By
Message
Home owners covering firearms?
Posted on 4/1/14 at 6:20 pm
Posted on 4/1/14 at 6:20 pm
Is it like jewelry where you need to take our a rider? I'm getting to the point where I'd like to have have them covered for peace of mind should anything happen.
11
Posted on 4/1/14 at 6:24 pm to TigerTatorTots
i know if you have farmers it doesn't
Posted on 4/1/14 at 6:26 pm to TigerTatorTots
Separate policy, I had an old thread on here about it. Let me see if I can find it.
Posted on 4/1/14 at 6:26 pm to TigerTatorTots
I was able to get a rider in a apt. policy 30 years ago. When I kept adding they freaked and set a limit. Good luck.
Posted on 4/1/14 at 6:29 pm to wickowick
didn't docTy's NRA membership cover the guns that got stolen out of his truck at his house?
Posted on 4/1/14 at 6:35 pm to TigerTatorTots
Check this thread LINK
Posted on 4/1/14 at 6:43 pm to TigerTatorTots
Can't tell you how many burglaries I've worked where homeowners paid little to nothing for firearms worth 10x what was paid out.
I specifically remember a Rem 742 with scope that had been handed down. Since it was old they paid like 32 dollars for it
I specifically remember a Rem 742 with scope that had been handed down. Since it was old they paid like 32 dollars for it
Posted on 4/1/14 at 6:48 pm to wickowick
quote:
Separate policy,
This.
Check out Collectibles Insurance.
Posted on 4/1/14 at 6:49 pm to TigerTatorTots
They are limited to a blanket $1500 limit on the standard Louisiana ISO form(I think, most companies only offer $1500 of protection for theft). Some companies limit them for all perils and some offer more coverage. Read your policy. Who are you with?
Posted on 4/1/14 at 6:52 pm to Slickback
quote:
$1500 limit
Posted on 4/1/14 at 6:56 pm to FelicianaTigerfan
quote:
Can't tell you how many burglaries I've worked where homeowners paid little to nothing for firearms worth 10x what was paid out. I specifically remember a Rem 742 with scope that had been handed down. Since it was old they paid like 32 dollars for it
That's why you make sure you have replacement cost for your loss settlement.
Posted on 4/1/14 at 7:09 pm to TigerTatorTots
My renters policy with AllState only covers firearm theft up to $2500... 
Posted on 4/1/14 at 7:19 pm to Biff Tannen
quote:Not sure...NRA only covers up to $2500 for me
didn't docTy's NRA membership cover the guns that got stolen out of his truck at his house?
Posted on 4/1/14 at 7:21 pm to TigerTatorTots
2K 
Posted on 4/1/14 at 7:49 pm to TigerTatorTots
Tots, you read through that old thread?
Posted on 4/1/14 at 7:59 pm to wickowick
Just read through it. Will definitely look into that
Posted on 4/1/14 at 8:00 pm to Slickback
quote:ASI
Read your policy. Who are you with?
Posted on 4/1/14 at 8:02 pm to TigerTatorTots
quote:
ASI
Their policy sucks. Find a reputable third party policy to ensure them. State Farm will write a personal articles policy for them. There is an insurer through the NRA that insures them also.
Posted on 4/1/14 at 8:09 pm to Slickback
$100 for $7500 coverage through the NRA...no thanks
I'm looking at Eastern insurance right now. I'd rather not have to write down make, model, serial number, etc to get a quote though
I'm looking at Eastern insurance right now. I'd rather not have to write down make, model, serial number, etc to get a quote though
Posted on 4/1/14 at 8:13 pm to TigerTatorTots
They write a blanket coverage no appraisal needed on any gun under $10k. Just give them a few guns...
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