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re: How to respond to Insufficient Debt Validation?
Posted on 3/10/14 at 1:05 pm to Catman88
Posted on 3/10/14 at 1:05 pm to Catman88
quote:
Would be curious who released the SSN too or if they just used address and name to verify.
I am fairly certain that a SSN is not required to report someone to a credit bureau if you are a company(debt collector) that is registered with the credit bureau. I'll be happy to admit I am wrong if someone can prove it, but I've seen it done in the past mostly with medical bills. Also, I've seen screw ups on credit reports b/c of family members with the same name (John Smith Jr's debt going to his dad, John Smith b/c they have the same address). If the collection agency had the SSN, there wouldn't be an issue.
1
Posted on 3/10/14 at 1:13 pm to ashy larry
quote:
I am fairly certain that a SSN is not required to report someone to a credit bureau
SSN is not needed. But if its not provided then its going to be hard to pass validation criteria when disputed.
I was more curious if any Municipalities were releasing this info.
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