re: Simple and to the point -- Somebody says here's 2-3K

The Star fund is made up of 11 other Vanguard funds. It is roughly 60% stocks. The expense ratio is .34%. No upfront fees. Minimum initial investment is $1k and min additional investment is $100. Seems to be a good place to put 2-3k. You should be rewarded if you keep adding to it over time, quarterly or monthly, and stick with it long term.