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re: Everybody wants to sell me insurance...
Posted on 2/6/14 at 12:31 am to GoCrazyAuburn
Posted on 2/6/14 at 12:31 am to GoCrazyAuburn
Also, something else to think about with regards to your group coverage, are you going to be working for that company for the rest of your life?
Most group life insurance doesn't come with you if you change jobs/companies. So, while it is generally a little cheaper than a personal term policy, it has no portability or conversion options.
Also, always get disability waiver of premium on your personal life insurance policies. Definitely a benefit worth having.
Most group life insurance doesn't come with you if you change jobs/companies. So, while it is generally a little cheaper than a personal term policy, it has no portability or conversion options.
Also, always get disability waiver of premium on your personal life insurance policies. Definitely a benefit worth having.
1
Posted on 2/6/14 at 8:08 am to GoCrazyAuburn
Thanks for all the information. My questions:
Do you have a recommendation on how to use the dividends? Reinvest? Toward Premium? Or paid out? I understand this answer could change depending on where we are in life.
The NW people (there were two) mentioned being able to use the capital in the fund as collateral for loans. They gave an example, but could you go into more detail as to how this works?
Again, thanks for all the insight.
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