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re: Credit Card Rewards and Points Discussion

Posted on 1/9/20 at 4:54 am to
Posted by Yeti_Chaser
Member since Nov 2017
7786 posts
Posted on 1/9/20 at 4:54 am to
If you cancel I assume you lose all your points? And if you downgrade they're no longer redeemable for travel for 1.5x. I guess I need to spend all my points before my fees are due
Posted by kywildcatfanone
Wildcat Country!
Member since Oct 2012
119932 posts
Posted on 1/9/20 at 7:43 am to
quote:

If you cancel I assume you lose all your points? And if you downgrade they're no longer redeemable for travel for 1.5x. I guess I need to spend all my points before my fees are due



I assume this is true and I'm probably going to have to live with it another year or so. I am building a house, so I don't want to make any significant credit changes, and I am not in a position to spend my points this year either.
Posted by Croacka
Denham Springs
Member since Dec 2008
61441 posts
Posted on 1/9/20 at 10:07 am to
quote:

And if you downgrade they're no longer redeemable for travel for 1.5x. I guess I need to spend all my points before my fees are due




The best redemption rates are all transfers anyway, which will not be affected if you downgrade to the CSP

I don't really look at the 1.5 vs the 1.3 as a factor when weighing the CSR vs the CSP because I have only used the portal for booking once, and don't really plan to again.
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