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Started By
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re: Credit Card Rewards and Points Discussion
Posted on 1/8/20 at 8:04 pm to fatboydave
Posted on 1/8/20 at 8:04 pm to fatboydave
Looks like I’ll be downgrading to the CSP or even cancelling and opening an AMEX Platinum.
3
Posted on 1/9/20 at 4:54 am to GeorgeTheGreek
If you cancel I assume you lose all your points? And if you downgrade they're no longer redeemable for travel for 1.5x. I guess I need to spend all my points before my fees are due
Posted on 1/9/20 at 7:52 am to GeorgeTheGreek
All good things must come to an end. I’ll be downgrading to CSP as well. But my annual fee fortunately hits next month, so I can get another year in at $450 and use up the $300 travel credit again next January before I downgrade.
To be honest. I’m surprised it took this long. Savvy cardholders took Chase to the fricking cleaners with this card. I was able to pay for a lot of my honeymoon with points.
I booked my best ever point redemption just last week. A 2 night stay at Hyatt downtown Augusta ($950/night) for the Masters. Booked with just 30k total UR points transferred to World of Hyatt.
To be honest. I’m surprised it took this long. Savvy cardholders took Chase to the fricking cleaners with this card. I was able to pay for a lot of my honeymoon with points.
I booked my best ever point redemption just last week. A 2 night stay at Hyatt downtown Augusta ($950/night) for the Masters. Booked with just 30k total UR points transferred to World of Hyatt.
This post was edited on 1/9/20 at 8:01 am
Posted on 1/9/20 at 10:28 am to GeorgeTheGreek
quote:
Looks like I’ll be downgrading to the CSP or even cancelling and opening an AMEX Platinum.
I am interested in knowing how the AMEX will pay for itself better than CSR. I’m not real familiar with it but from what I can find it has the same fee and less travel credit (and more restrictive).
I’m disappointed in the fee increase and I’m looking at alternatives but I’m not sure it’ll cause me to downgrade or cancel. The 1.5 travel credit is hard to beat. Seems like the break even travel spend on the card is $1,050, which is really easy to do in a year.
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