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re: Credit Card Rewards and Points Discussion

Posted on 1/6/19 at 2:05 pm to
Posted by kywildcatfanone
Wildcat Country!
Member since Oct 2012
119430 posts
Posted on 1/6/19 at 2:05 pm to
quote:

So using your Delta scenario, you're spending $800 worth of UR points for that flight. I'm guessing UR to Delta is a 1:1 transfer, so you would be transferring 120k pts or $1200 over to Delta for a flight you could book through UR for 80k. I'd def use the UR portal and keep 40k pts or $400.


Right, this is what I'm trying to determine. It makes sense that less UR points vs miles points is a "better" value, but I wasn't sure how the experts on here view that? Do you assume a 1:1 value and if you get better than that, good job, or are there more considerations.
I think with Delta, you are limited since they aren't a UR partner, but I wasn't sure. I did look at SW and AA, which are, and it looks like a similar result.

I also hate it because right now those tickets on Delta are $1400 for 2, and I've bought that flight for half that in the past.
Posted by Lsut81
Member since Jun 2005
80215 posts
Posted on 1/6/19 at 2:21 pm to
quote:

Do you assume a 1:1 value and if you get better than that, good job, or are there more considerations.


Like I said, thats how I determine it... May not be the best way, but it gives me a good idea.

SW points def aren't as easy to figure out as UR in terms of pts to dollars, I think i've read on some boards to use the .16 to dollar ratio for SW, but I don't need to worry about UR for SW, as I have over 500k pts and companion pass. They are my domestic go to.
Posted by rintintin
Life is Life
Member since Nov 2008
16194 posts
Posted on 1/6/19 at 2:29 pm to
I routinely find that you get better deals booking through the UR portal, at least when flying economy.

I always compare with the airline website and rarely do I find an instance when transferring directly to the airline gives a better deal.

I know that's not always true, but in my experiences it has been the case.

On the other hand, business and first class seats usually have better redemption through the airline.
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