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re: Company doesn't offer any retirement benefits, what to do?

Posted on 8/21/13 at 1:28 pm to
Posted by Broke
AKA Buttercup
Member since Sep 2006
65050 posts
Posted on 8/21/13 at 1:28 pm to
quote:

The tax rate is the tax rate, regardless of if it's taken now or then.


False. You are generally in a lower tax bracket when you retire. And tax rates can and probably will change at some point.
Posted by Volvagia
Fort Worth
Member since Mar 2006
51916 posts
Posted on 8/21/13 at 1:34 pm to
Ummm.

Yeah.

I never hinted otherwise.

Look at what you quoted again, especially in the context of who I was replying to.

I was arguing that there was no benefit to putting more money aside now because pre tax dollars ramps up compound interest.

Given the same tax rate, pre tax dollar investments and post tax dollar investments are the same.
This post was edited on 8/21/13 at 1:35 pm
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