re: Fidelity Portfolio Advisors

I don't use Fidelity so I'm not aware of their success rate. I'm with MS/ Smith Barney in their Track System. It's the same idea, they have different risk levels and the fund is operated based on your tolerance. I had several years of success, and they do a good job of locking in tax savings. In my experience.

That being said, those fee's are a tad higher than mine. I'm charged less but I'm grandfathered in with a lump family account.

Most of these funds have high minimums and the fees decrease as the size increases.