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Started By
Message
Locking in rates
Posted on 6/25/13 at 4:21 pm
Posted on 6/25/13 at 4:21 pm
Can you lock in a rate with one lender and then use another lender for the loan if the rates drop after the lock?
Posted on 6/26/13 at 9:32 am to will1883
most brokers/lenders will not let you do this...if you are waiting on rates to go back down thats going to be a long wait...
Posted on 6/26/13 at 11:55 am to hawkeye007
By long are you anticipating sept-oct? That's my guess based on trend
Posted on 6/26/13 at 12:19 pm to ItNeverRains
What is down? Back to last year; no. Lower than now, yeah. There is always a cyclical scenario with rates. It has been less predictable lately.
Posted on 6/26/13 at 5:08 pm to tiger94gop
Yeah it's weird. Prime is still 3.25, which is nice for my little 40k 2nd. I think by sept-oct we see a 4-4.25 through 2013. At least I hope, I have 3 first time buyers going new construction set to close in sept-nov who are up in arms over 4 and change 30 year money
This post was edited on 6/26/13 at 5:10 pm
Posted on 6/27/13 at 8:47 am to ItNeverRains
Apparently they learned how to use an amortization calculator and factored in 3.50%
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