re: Question about early Roth distributions

2013 contributions are only locked in on April 15 2014. .

You can withdraw and recontribute to your heart's content prior to that point. You can even over contribute as long as you pull out the excess of 5500 before April 15

You can even withdraw earnings made on this year's contributions penalty free, but I wouldn't advise it. Not going to be much compared to the risk of paperwork headache with the IRS.

Note that all this is independant of taxes.

You can file your taxes next year before recontributing to the Roth.

(This thread reminds me why I love my Roth.)