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quote:

:goalposts:


Exactly.


I'm curious to see what future arbitrary segments he will make?

Reset the count to 0-0 after taking over, which I suppose is fair, but what's this breaking up the season with no significant changes other than what he should have been on top of since day 1?
quote:

It's like Lee vs McClellan all over again.



quote:

We must move past this and relearn how be successful without constantly comparing ourselves to Alabama



What does this even mean? This isn't like the USC crap from a few years back.

They are in our division. We are "compared" regardless of what fans do. Their success inherently means LSU's failure at some point, and vica versa.
I have no idea what you could be referring to.
quote:

You quoted something different, but my interpretation of my original question was.


Yeah, I quoted the part I already said in the post that you pulled your quote from that answered your question.

quote:


So I can deposit $100k in May, earn $15k on it throughout the year, and as long a I take out $94,500 by April I'm all square with the my taxes? This is what seemed to good.


You'll have to pay whatever your marginal tax rate is on the 15k, the same as if it were on a taxable account, but yeah.

Your broker might limit you, but the IRS ONLY cares about your balance on April 15.

You can add more, take out, add more, repeat ad neasam.

It only gets locked in on April 15th.
quote:

You can even withdraw earnings made on this year's contributions penalty free, but I wouldn't advise it. Not going to be much compared to the risk of paperwork headache with the IRS.


Why does it sound too good to be true?

It's just treated the same as a taxable account, with earnings taxed as short term capital gains rate (as you've held it for less than a year)
quote:

I can't remember fully but I thought this was implied in the movie that Fury pretended he was dead to get the Avengers to come together. There was something with the trading cards.


Nah.

Just that the trading cards being on his person was faked.

That must have been pleasant conversation:

"Yay we won! And looooook who I found hiding in a closet the whole time!"

*insert comical smartass Stark play off the "in the closet" phrase*
2013 contributions are only locked in on April 15 2014. .

You can withdraw and recontribute to your heart's content prior to that point. You can even over contribute as long as you pull out the excess of 5500 before April 15

You can even withdraw earnings made on this year's contributions penalty free, but I wouldn't advise it. Not going to be much compared to the risk of paperwork headache with the IRS.

Note that all this is independant of taxes.

You can file your taxes next year before recontributing to the Roth.

(This thread reminds me why I love my Roth.)

re: Investment Scorecard - YTD

Posted by Siderophore on 5/10/13 at 8:48 pm to
I would actually put it in their strategic equity fund first and then flesh out your portfolio.

One thing I'm doing with my long term approach is that while target date fund is a significant portion of retirement funds, it's not the primary.

I'm shooting for around 40% allocation into it.

Why?

1) I don't want to have the fund have the majority of my money (a tempting prospect as its designed as a hands off one fund option) as when it shifts allocation later in life, it will do so with no consideration of the market at the time. Might sell stocks when they are low to buy bonds when they are high.

2) I don't feel my retirement money should go that heavily conservative allocation at start of retirement. But you obviously have a need for a portion of your nest egg conservatively allocated. I'm putting enough aside that the conservate target date funds will last for at least 10 years with no additional funding. I will trickle from more aggressive stocks and holdings into that conservative income fund as I see fit.

Strategic equity is a better fit for this because of the more appropriate allocation (STAR is 40% bonds and you are too young to be that heavily into them) with a lower expense ratio to boot.

Don't be fooled by the similar returns, STAR is inflated by the low interest rates which won't last long term.

If you look prior to the 2008 crash to 2001, STAR yielded 7.4% and strategic equity yeilded 11.4%
quote:

Those of you keeping a year's worth of cash in a savings account earning .5% could be missing out on significant gains.


This is why I disagree with the notion.

I think keeping a month or two liquid and readily assessible is ideal, then you start putting money aside in either a Roth or careful selections in a taxable account (to minimize taxes).
Does Batman Begins fall under this catagory?

Shawshank does for one.

re: 401K increases

Posted by Siderophore on 5/9/13 at 8:20 pm to
But I always believed while the two were seperate, the stock market was a reflection of consumer confidence of the economy.
quote:

Doesn't track speed whatsoever. You get dinged for 3 things


I promise you that thing is sending telemetry on EVERYTHING that car computer sees, from speed to time spent on certain gears to oil changes (if the car tracks that). Hell, it probably even looks at how often you kill your battery and need it jumped and how many miles you drive after a check engine light turns on.

They might only give penalties for those three, but they are data mining for everything.

The discount is as much for being a lab rat for them as it is for verification of safe driving practices.
quote:

I guess it assumes you are out partying and drinking.


No, it assumes that it is a higher risk to be driving during those times.

You could be drinking, you could be sleepy driving, and even if you aren't, you are on the road with those that are.

Progressive started as an data analytics company. They are fishing for more data from which they can enhance their predictive models.

I would not give them a free look into your life...
It might be a good deal as is for the price.

Could have gotten lower, but if they tried and someone beat them, they might have had to pay a lot more for a comparable home.

Not saying that's what happened.

Just saying there are cases where people would chose not to risk it.
You don't honestly expect feedback analysis do you?

Because there is no way anyone can give that with the information given.

That said, there is another angle: at this point, what difference does it make?




:Hillary:
Dammit, I wanted to come in here and bet on the odds of him dying in the pilot.
quote:

According to the state's website, the 30 day requirement is to register your vehicle, not title. It specifically says you are not required to change your title to a TX title if you do not want to.


That's odd.

When I registered, they took my title and gave me a new Texas one via mail and didn't give me an option about it.
quote:

but in tx on a tx title you dont need a bill of sale at all like LA. i know this because i have bought a few cars fom tx and all they do is sign the title over to you and your done.


I had to show my bill of sale when I registered my car FWIW.
quote:

LA title, not required to title in TX...to my knowledge


Not only are you required to title in TX, but legally speaking it must be done with 30 days of the move.

You have 90 days to get the driver's license.

quote:

I have looked it up on the state's site but it doesn't mention out of state titles.


The above is probably why

re: Ender's Game Trailer

Posted by Siderophore on 5/7/13 at 5:09 pm to
I'm cautiously optimistic after having seen the trailer.

They might have pulled it off.

It is just on the script and Asa if they could translate the internal struggles/monologue to film.


SPOILERS


And why the frick did they show the MD device being used in the trailer?

Especially THAT application?

re: GOT vs LOTR

Posted by Siderophore on 5/7/13 at 12:52 pm to
quote:

If you look at feast and dance as two halves of the same book (as its meant to be) then the quality really didn't fall off at all. They're great books. They're slower because they're set up books in the middle of a series.


Um, no.

Why are you assuming my complaint is over pacing? Especially when I flat out cited "delivery style."

Sorry but the writing style and pose is distinct in AFFC and DWD. Especially the latter. Some of the characterizations have stalled and others have regressed inexplicably. And I feel the flow that results is to the detriment of story telling. Hell, some aspects of DWD are so different I wouldn't scoff at the idea if they were ghostwritten by a different author.

Which in a way, they were. GRRM is a different person with new perspectives than he was 10 years ago

I realize that's only my opinion, but don't go all close-minded eliteist fanboy on me kneejerk assuming that the only reason why I think ill of it is because I didn't "get it" or look at it the "right way."
quote:

Amazon is building s decentralized warehouse system and will get snaggled up in State sales taxes anyway. A universal law will keep the playing field level in their eyes.


Actually it slants things in their favor by virtue of being already established.

This bill will make it difficult for a new start company to compete.
quote:

What loophole are you referring to? There's no precedent establishing jurisdiction.


The loophole where you can evade sales tax by purchasing an item from an out of state merchant and the state can't do a thing about it.

It sucks the free ride is over, but I'm confused as to how it's bullshite.

quote:

What state gets the taxes? I live in LA but the product is located in TX but was purchased in AR. Answer that for me.


LA

It's always been based by the location of the purchaser.

Specifically, your shipping address.

The nature of cyberspace makes the item location and store ilrelevant.

The end result to you is that it is the same as if you bought it in a store near your home. If your state/city has no sales tax, then this bill doesn't effect you.
quote:

Complete and utter bullshite.


Why?

Not like you had a right to the loophole that allowed you to buy shite tax free.

re: GOT vs LOTR

Posted by Siderophore on 5/5/13 at 10:28 pm to
My main problem is he seemed to take a big step back in delivery style in the last book.

If he maintained the quality of the first three throughout, it would have kicked LOTR's arse IMO
Too bad there probably aren't enough potential eve players here to make building a TD themed corp worthwhile


Player run battleship in orbit in Eve firing at a target requested by ground troops.