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Should I get another credit card?
Posted on 5/5/13 at 2:55 pm
Posted on 5/5/13 at 2:55 pm
so i am currently a college student with one credit card and one debit card, both in my name. my dad cosigned for my credit card and he pays the bill. the credit card is used for living necessities like groceries and what not. the debit card is all my personal money from working and i use it for extracurricular expenses. would it be a better idea to get a 2nd credit card to replace the use of my debit card and then just cut a check myself for that bill?
basically, would paying off two credit cards on a monthly basis help build my credit much more than just one? idk how all this shite works. TIA
basically, would paying off two credit cards on a monthly basis help build my credit much more than just one? idk how all this shite works. TIA
Posted on 5/5/13 at 3:48 pm to snake23
Minorly
Mostly in the form of building up age of credit lines long term.
I would only do it if you qualify for a nicer card with better rates though, with the intention of that being your long term card after your dad stops paying the first one.
And whatever you do, don't let him close the account. Lock you out of online access/cut up the card if need be.
Mostly in the form of building up age of credit lines long term.
I would only do it if you qualify for a nicer card with better rates though, with the intention of that being your long term card after your dad stops paying the first one.
And whatever you do, don't let him close the account. Lock you out of online access/cut up the card if need be.
Posted on 5/5/13 at 4:00 pm to snake23
Yes... Especially if you can qualify for a good rewards card
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