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Message
re: Dave Ramsey's Financial Peace
Posted on 2/10/13 at 2:22 pm to King of New Orleans
Posted on 2/10/13 at 2:22 pm to King of New Orleans
Dave Ramsey is typically a lightning rod for debate around here so I'll just try and give you the general consensus...
If you are in the financial industry you will find a lot of what he says painfully simplistic and way too conservative.
That being said, he is good at creating a simple financial plan that will put anyone on solid ground. It is a great starting point for anyone looking to take better control of their personal finances IMO.
Is it the most aggressive approach? Hell no
Is it helpful to 95% of Americans? Probably
If you are in the financial industry you will find a lot of what he says painfully simplistic and way too conservative.
That being said, he is good at creating a simple financial plan that will put anyone on solid ground. It is a great starting point for anyone looking to take better control of their personal finances IMO.
Is it the most aggressive approach? Hell no
Is it helpful to 95% of Americans? Probably
3
Posted on 2/10/13 at 2:42 pm to jso0003
I think a lot of people in the financial industry have it wrong with their approach personally
And history proves this out time and time again
And history proves this out time and time again
Posted on 2/10/13 at 8:34 pm to jso0003
quote:
If you are in the financial industry you will find a lot of what he says painfully simplistic and way too conservative.
That being said, he is good at creating a simple financial plan that will put anyone on solid ground. It is a great starting point for anyone looking to take better control of their personal finances IMO.
That sums things up pretty well IMO. Ramsey isn't selling BS, he is selling a very simple formula for people who have no clue what to do.
Can you do better? Absolutely. It is very simplistic and is basically like teaching someone how to hit basketball layups. But a lot of people need to master the basics and there's no shame in that.
Posted on 2/11/13 at 2:02 pm to jso0003
quote:
If you are in the financial industry you will find a lot of what he says painfully simplistic and way too conservative.
That being said, he is good at creating a simple financial plan that will put anyone on solid ground. It is a great starting point for anyone looking to take better control of their personal finances IMO.
Is it the most aggressive approach? Hell no
Is it helpful to 95% of Americans? Probably
I find nothing with which to find fault in this very concise, fair estimate by jso0003.
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