re: Disagreement with Appraisal

quote:

---

Unfortunately, we were told by the mortgage company that we couldn't see the appraisal prior to their reviewing it, so it has already sort of gone through. Can the appraiser change things at this point?

---

My mortgage guy was cool as shite, so he may have done things differently.

But he sent me a copy of it, I looked at it and told him there were errors, thats when he tried to take care of it himself and got shut down. He had to send a formal request to the appraisal company to have it looked at.

He then told me that he couldn't do anything, but I could call the guy and just talk to him man to man. I did that and asked if I could email him the diagram where I think he made errors and then send over a few other comps that I thought were more appropriate. He agreed to take a look.

After looking, he said "Ok, I can do that for you, but you need to formally submit a request for me to change it". So my guy had to do what he originally did and submit the request, the guy then made the corrections and returned it.

Like I said, you just have to be genuine with the appraiser and say something like "I know this isn't my profession and you are a lot more experienced, but I think there may be a few issues in the appraisal and I was hoping you could look at them since we really need to get to X dollars on our refi" Make sure he knows that it isn't for a sale, that it is for you.