nothing wrong with that but you need a plan long term. what type of degree do you have? professional certifications? courses taken? experience? Are you at the top of the ladder in your profession? Sometimes you also just have to go where the money is. i have had to do it. Lots of people had to work long hours most of their lives , but that is one thing that has helped me. Not some 40 hour work week just getting by(unless you get a nice fat salary). You have to get after it to get ahead. I still work 70 hour weeks at times. I used to work 98 hour weeks. sure, it is not easy starting out young expecting to make a killing. but you need a plan to move up and keep moving up. I did not make jack (by my standards and probably others) until i was 34. Yes, I got by but was nowhere near where i wanted to be. part of that was getting the experience, education, and working my way up the ladder. takes time.

Also, do you have any retirement accounts set up? Do you do any investing at all? if so, what vehicles do you use?

This post was edited on 2/1/13 at 12:10 pm

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Posted by MaesterMullen

flowood,ms

Member since Jul 2012

1653 posts

Posted on 2/1/13 at 12:24 pm to Fat Bastard

quote:
how old are you? You have to get mad and get determined. Control as much as you can control.

I'll be 28 next month, been at my current job for about 2 years. There is plenty of room for promotion, just not sure I would be happy further up the chain.

I have a business degree with emphasis in risk management, insurance, and financial planning. I'm in banking right now though. Not many jobs in insurance right now unless you want to be an agent, which I do NOT want to do. Not much of a salesmen.

quote:
Also, do you have any retirement accounts set up? Do you do any investing at all? if so, what vehicles do you use?

I have 401k with my current job, and a Roth with a small balance, but I haven't put any in the Roth in a while because I can't spare it right now. No investments other than that

eta: I might just go ahead and cash out the roth. I need to knock out some credit card debt

This post was edited on 2/1/13 at 12:26 pm

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Posted by Bestbank Tiger

Premium Member

Member since Jan 2005

71443 posts

Posted on 2/2/13 at 9:19 am to Fat Bastard

quote:
I did not make jack (by my standards and probably others) until i was 34. Yes, I got by but was nowhere near where i wanted to be. part of that was getting the experience, education, and working my way up the ladder. takes time.

That's actually not very surprising. Once you build up a good resume, that does a lot for your employability. But it takes time to do that.

I always had trouble even landing an interview in my 20s, but on my last job hunt the dam broke and I scored three interviews and had a choice between two job offers.

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