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re: My baby girl got attacked by a dog
Posted on 2/1/13 at 9:23 am to meauxjeaux2
Posted on 2/1/13 at 9:23 am to meauxjeaux2
Since the dog is being observed, I take it that the owners did not have shot records? Is that the case?
Otherwise:
1. It's not your fault. If your daughter was invited over and the parent was aware, then it is her responsibility to properly supervise. The owner failed to do so.
2. Request the owner to pay for your medical bills not covered by your insurance.
2a. If owner refuses, file a claim against their homeowner's insurance policy. If a renter, file against the property owner's policy.
2b. If owner does own the house and they do NOT have homeowner insurance, you're just screwed.
3. Any decent homeowner will happily make an insurance claim for your incident. But if the dog owner is going to be a prick/bitch instead of doing the right thing, then see if you can get a lawyer who will pursue the insurance company on contingency and go for pain & suffering...will be a hell of a lot more than medical bills.
Otherwise:
1. It's not your fault. If your daughter was invited over and the parent was aware, then it is her responsibility to properly supervise. The owner failed to do so.
2. Request the owner to pay for your medical bills not covered by your insurance.
2a. If owner refuses, file a claim against their homeowner's insurance policy. If a renter, file against the property owner's policy.
2b. If owner does own the house and they do NOT have homeowner insurance, you're just screwed.
3. Any decent homeowner will happily make an insurance claim for your incident. But if the dog owner is going to be a prick/bitch instead of doing the right thing, then see if you can get a lawyer who will pursue the insurance company on contingency and go for pain & suffering...will be a hell of a lot more than medical bills.
Posted on 2/1/13 at 9:25 am to CoastieGM
quote:
2b. If owner does own the house and they do NOT have homeowner insurance, you're just screwed.
Lots of times on homeowner policies, animal liability is excluded and you buy back X amount of liability coverage for animal liability. Hopefully she has something on her policy.
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