Life Ins Beneficiary is a Minor

create a trust that serves as the minor child's beneficiary, and list a trustee to serve your instructions for the minor child's benefit. the trust can be a revocable type trust until it's inacted(at your death), then it becomes irrevocable. problem solved.

So sorry for my mistake in reading your OP. As others have stated the obvious answer to your question, I bow my head in woeful disgrace...and ban myself from posting on MT for at least a period not to exceed the total number of minutes equal to my total post figure.