- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
Trying to get a credit increase on my Capital One Venture
Posted on 11/8/12 at 8:21 am
Posted on 11/8/12 at 8:21 am
I have had it for about 9 months and racked up almost 100,000 miles. Doubles miles.
I use it for business expenses and usually every month I have to pay off more than I should because I need more credit. They keep telling me that they will review my card and get back with me and it's taking to long. Should I get rough with them and tell them I am leaving if they don't give me a credit increase. Should I just pay off my balance and leave them and get another credit card. I shouldn't have to stress about something as tedious as this.
I use it for business expenses and usually every month I have to pay off more than I should because I need more credit. They keep telling me that they will review my card and get back with me and it's taking to long. Should I get rough with them and tell them I am leaving if they don't give me a credit increase. Should I just pay off my balance and leave them and get another credit card. I shouldn't have to stress about something as tedious as this.
Posted on 11/8/12 at 9:02 am to CP3LSU25
Capital One is weird. They just do an automatic annual limit adjustment and calling doesn't do much good.
AIf running out of room is a problem, you can just overpay your bill.
For instance: You have a $1,000 limit and a $500 balance. If you pay $1,500 dollars on it, you have $2,000 before you hit your limit.
It's not perfect, but it is a patch.
AIf running out of room is a problem, you can just overpay your bill.
For instance: You have a $1,000 limit and a $500 balance. If you pay $1,500 dollars on it, you have $2,000 before you hit your limit.
It's not perfect, but it is a patch.
Posted on 11/8/12 at 9:19 am to CP3LSU25
I run into my limit a lot on my venture so I just make multiple payments a month
Posted on 11/8/12 at 12:05 pm to TheHiddenFlask
quote:
Capital One is weird. They just do an automatic annual limit adjustment and calling doesn't do much good.
this
quote:
or instance: You have a $1,000 limit and a $500 balance. If you pay $1,500 dollars on it, you have $2,000 before you hit your limit.
It's not perfect, but it is a patch.
I get what you are saying, but that would mean it isn't a credit card per say. I could just do the same with my debit card.
Posted on 11/8/12 at 12:35 pm to CP3LSU25
quote:
I get what you are saying, but that would mean it isn't a credit card per say. I could just do the same with my debit card.
If you have a venture, you're obviously (I hope) not carrying a balance on it and are just using it to pick up the points.
Find me a debit card that gives 2% points back.
Posted on 11/8/12 at 12:53 pm to TheHiddenFlask
There are many things you want to purchase with a CC just for protection versus a debit card.
But it's been many many years since I've had to request a limit increase, can't provide much help with that one.
But it's been many many years since I've had to request a limit increase, can't provide much help with that one.
Posted on 11/8/12 at 1:07 pm to LSUnGA
I have had the same card for a year and 3 months. Got a 5k limit. Called twice and they will not give me a higher limit. I pay it off every month though, im not sure if that has anything to do with it...
Posted on 11/8/12 at 2:51 pm to keeton350
quote:
Got a 5k limit
quote:
I pay it off every month
quote:
they will not give me a higher limit
Do you just want a higher limit for credit score purposes or are you spending that much?
quote:
I pay it off every month though, im not sure if that has anything to do with it...
It most likely doesn't. AMEX just bumped my limit to 15k. I pay it off a few times a month and I don't think I've ever carried more than 2k on it.
They typically bump my limit when my credit score increases significantly (break barriers like average active RC over 2 years old).
Posted on 11/8/12 at 8:41 pm to TheHiddenFlask
quote:
If you have a venture, you're obviously (I hope) not carrying a balance on it and are just using it to pick up the points. Find me a debit card that gives 2% points back.
Sorry. Misunderstood you
Posted on 11/8/12 at 9:40 pm to hiltacular
That's a charge card not a credit card... Do you even get "rewards" with Charge cards?
Posted on 11/8/12 at 11:18 pm to BACONisMEATcandy
Yeah. The charge cards give very good general points, but the return is not as good as the company specific cards, generally.
Popular
Back to top
Follow TigerDroppings for LSU Football News