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re: 20% saving for retirement???
Posted on 11/3/12 at 9:21 am to Zach
Posted on 11/3/12 at 9:21 am to Zach
Not only is it possible, but there is no better time to do it.
When I got out of college, I set up that much for 401k payroll deduction with my first paycheck and never missed what I never had.
Even though that was not the best choice for a savings vehicle (nor was the 15-year home loan I got a few years later), I didn't really have enough maturity to save something that was not automated.
With more financial maturity now, the 401k deduction is only enough to get the match but I save in other ways.
When I got out of college, I set up that much for 401k payroll deduction with my first paycheck and never missed what I never had.
Even though that was not the best choice for a savings vehicle (nor was the 15-year home loan I got a few years later), I didn't really have enough maturity to save something that was not automated.
With more financial maturity now, the 401k deduction is only enough to get the match but I save in other ways.
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